Delta SkyMiles Gold American Express Card Benefits and Perks | amex (2023)

‡Terms and Conditions

* Departure 15

Eligibility:Basic Delta SkyMiles Gold, Platinum, and Reserve American Express Cardholders and Basic Delta SkyMiles Gold, Platinum, and Reserve Business American Express Cardholders (each, an “Eligible Card”) may receive a discount of at least fifteen in one hundred (15%) of Mileage portion of an award ticket (the “TakeOff 15” benefit). Additional cardholders are not eligible. Only available when the entire itinerary is operated on flights operated by Delta and Delta Connection® airlines and with tickets booked on delta.com or the FlyDelta app. Not available on flights operated by other airlines. Not available for Pay with Miles, Miles + Cash, seat upgrades, or any other Delta product or service. The discount only applies to the mileage portion of the award ticket price and does not apply to applicable taxes and fees that must be paid with the eligible card. The cardholder must be enrolled in a SkyMiles account associated with an eligible card to receive the TakeOff 15 benefit discount. The minimum mileage discount is 15% of the total mileage portion of the award ticket. An award ticket is a ticket issued by Delta in accordance with the SkyMiles program rules whereby SkyMiles Members may redeem miles and pay applicable government-imposed taxes and fees in exchange for air travel. All award ticket rules apply as set forth on delta.com and in the specific terms and conditions accompanying your award ticket. Award travel is defined as travel on an award ticket. The SkyMiles account must have enough miles to purchase all award tickets. The TakeOff 15 benefit cannot be combined with certificates, Delta eCredits, Delta gift cards, coupons, or any other discount or promotional offer.

Award Ticket Fees/Taxes:Award ticket taxes and fees include only US departure/arrival and consumption taxes, airport fees, segment fees, 9/11 security fees, and international taxes and fees normally included with the award ticket.

Cancellations and Changes to Award Tickets:In the event of voluntary cancellation of the award ticket to which the TakeOff 15 benefit has been applied, the miles redeemed will be credited back to the cardholder's SkyMiles account, except in the case of Basic Economy tickets. The current prices for the repayment of award tickets apply. Cancellations in Basic Economy will incur a cancellation fee calculated in miles as described in the fare rules. Any miles remaining after the cancellation fee has been deducted will be credited to the cardholder's SkyMiles account. No discount is granted on the cancellation fee. If you change an award ticket after ticketing, the discount will be applied to the new award ticket (if eligible) and the difference in miles will be deducted from the cardholder's SkyMiles account (if the number of miles on the ticket is higher on the new award ticket) or again credited to the cardholder's SkyMiles account (if the new award ticketand the mileage is lower). No voluntary changes are possible for Basic Economy tickets. The SkyMiles member must be an active Basic Delta SkyMiles Gold, Platinum, or Reserve American Express Card member or a Basic Delta SkyMiles Gold, Platinum, or Reserve Business American Express Card member at the time of ticket change to be eligible for the TakeOff fare to be entitled 15 advantage on the modified winning ticket.

Other:All SkyMiles program rules apply to SkyMiles program membership, miles, offers, earning miles, redeeming miles and travel benefits. To review the rules, visit the Program Rules. SkyMiles programs and offers are void where prohibited by law and terms are subject to change without notice. Other restrictions apply.

SkyMiles General Disclosure

All SkyMiles program rules apply to SkyMiles program membership, miles, offers, earning miles, redeeming miles and travel benefits. To review the rules, please visitdelta.com/memberguide. Offers are void where prohibited by law. Offers are non-binding. Other restrictions apply.

¹First checked bag free

Benefit is limited to base cardholders (not add-on cardholders) with Delta SkyMiles® Gold, Delta SkyMiles® Platinum, or Delta SkyMiles® Reserve cards. The reservation must include the base cardholder's SkyMiles number. The fee waiver is also available to passengers traveling on the same reservation as the base cardholder. A maximum of nine exceptions per reservation. The waiver applies only to the normal baggage fee, if applicable, for the first checked baggage that is not overweight or oversized in accordance with Delta's applicable regulations, as specified in Delta's contract of carriage. Additional checked baggage is subject to applicable baggage fees as determined by Delta's policies and the purchased fare as per Delta's contract of carriage. The first checked bag fee waiver applies only to flight segments originating from a Delta or Delta Connection® airline when you check-in with Delta on a Delta-marketed and Delta-operated flight. Codeshare flights are not eligible. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles card product are eligible for the checked baggage fee waiver after receiving their card from American Express. Offer terms and conditions are subject to change. Additional terms and restrictions may apply. Seedelta.com/firstbagfreefor details.

²$100 Delta Flight Credit

If, in any calendar year, you have at least $10,000 in Eligible Purchases in your Delta SkyMiles Gold Card account, you will receive a $100 Delta eCredit (the “Credit”) that can be used towards the purchase of a Delta flight. Purchase of Delta flight is limited to Delta-marketed flight purchases on delta.com or with Delta Reservations. A credit may be applied to the Delta fare portion of a Delta Vacations package. The credit applies only to the payment of tickets, including the fare, surcharges, and government-imposed taxes and fees levied on air transportation. Not valid for any other type of fee (including bag fees, fees for changes, upgrades or other Delta purchases or additional fees) and has no cash value. The credit expires within one year from the date of issue and must be redeemed on or before the expiration date. If the value of the credit is higher than the flight purchased, the holder can use the remaining value in another transaction before the expiry date. The credit will be issued as a Delta eCredit, which will be available in My Profile on delta.com under Certificates, eCredits, and Vouchers. Visit delta.com/redeem for more information on redemption options. The certificate number, a redemption code, and redemption instructions will also be sent to your Delta SkyMiles account email address. Limit yourself to one loan per calendar year. Please allow up to 2 weeks after purchase requirements are met for credit to be issued. In rare cases (e.g. if the name on your SkyMiles account does not match the name on your Amex account) the time of deposit may be delayed. The credit is not transferrable from one member account to another, but can be applied to another person's ticket without restriction. The credit can be combined with up to 2 other Delta eCredits. If you are transferring another Delta SkyMiles card product to the Delta SkyMiles Gold card, any eligible purchases made with your old card during the calendar year will count towards the purchase requirements for the new Delta SkyMiles Gold card after you Have made your first transaction with the new card. Credit may be redeemed for Delta flights purchased in currencies other than US dollars and will be converted to the currency of the country of payment at the bank's exchange rate in effect on the date of ticketing, and the exchange rate must be shown on the ticket. The benefit is only available to the base card holder; however, eligible purchases made by add-on cardholders contribute to the purchase requirement. Eligible Purchases are purchases of goods and services less returns and other credits. Eligible purchases do NOT include fees or interest, cash advances, traveler's check purchases, gift card purchases, person-to-person transactions, prepaid card purchases or top-ups, or purchases of other cash equivalents. American Express relies on the transaction date provided to us by the merchant, which may differ from the date you make a purchase, to determine whether the purchase counts towards the purchase requirements for that calendar year. This means that in some cases, your purchases may not count towards purchasing requirements in the year in which you made the purchases. For example, if you make a purchase on December 31st and the merchant sends the transaction details as January 1st as the transaction date, your purchase will be counted in the calendar year beginning January 1st. Additional terms and conditions and restrictions apply. Seedelta.com/amexflightcredittermsfor details.

³20% cashback on onboard purchases

Cardmembers receive a 20% savings in statement credit on eligible pre-purchased meals and inflight groceries, alcohol and headsets on Delta-operated flights. Savings do not apply to other onboard purchases such as B. Onboard wireless internet access, related services and charitable donations. To receive savings, cardmembers must use their Delta SkyMiles American Express card to complete the onboard purchase. Savings are reflected in the cardholder's card account as a statement 8-12 weeks after the transaction is posted. The offer is subject to change without notice. Additional terms and restrictions may apply. Seewww.delta.com/amexfor details.

⁴No foreign transaction fees

American Express does not charge a foreign transaction fee on purchases made with your card outside of the United States. However, there may be circumstances where ATMs or merchants charge a fee for foreign transactions.

⁵boarding priority

Cardholders are eligible for priority boarding in Main Cabin 1 on Delta flights. Benefit is limited to base cardholders (not add-on cardholders) with Delta SkyMiles Gold, Platinum, or Reserve cards. The reservation must include the base cardholder's SkyMiles number. Priority boarding in Main Cabin 1 is also available for passengers traveling in the same reservation as the base cardholder. A maximum of nine passengers per reservation will receive priority boarding in Main Cabin 1. Priority boarding in Main Cabin 1 is available only on Delta and Delta Connection-operated flights. Delta does not offer priority boarding in Main Cabin 1 on Delta Shuttle® flights. New Cardmembers and Cardmembers upgrading from another Delta SkyMiles American Express card are eligible for the priority boarding benefit after receiving their card from American Express. The offer is subject to change without notice. Additional terms and restrictions may apply. For more information, see delta.com/amex.

Miles for eligible purchases

⁶2x Miles in supermarkets in the USA:Earn 1 additional mile (2 miles total) for every dollar of qualifying purchases at US grocery stores. Department stores, convenience stores, warehouse clubs and food delivery services are not considered supermarkets.

⁶2x miles in restaurants:Earn an additional mile (2 miles total) for every dollar spent in qualifying purchases at restaurants worldwide. You cannot earn bonus miles for purchases made at a restaurant located in an off-building (e.g., a restaurant within a hotel, casino, or venue) or for purchases made through third-party grocery delivery services outside the United States, e.g. B. Purchases made at a restaurant within a hotel may be recognized as a hotel purchase and not a restaurant purchase. You will not earn additional miles for purchases at bars, nightclubs, cafeterias and convenience stores.

⁶2x miles on Delta purchases:You will earn 1 additional mile (2 miles total) for every dollar of Eligible Purchases billed directly from Delta ("Delta Purchases"). Delta purchases are eligible purchases where Delta is the merchant of record, such as B. Purchases viadelta.com, the Fly Delta app, phone reservations or ticketing such as upgrades, miles, seat selection, Delta Sky Club® membership, and inflight purchases of food, alcohol, and audio headsets on Delta-operated flights. Delta purchases do not include other inflight purchases for which Delta is not the merchant of record, such as: B. In-flight wireless internet access and charitable donations. Delta gift cards and purchases atdeltashop.comand/or the Delta Flight Museum do not qualify. Delta purchases include Delta Vacations® packages but not other all-inclusive packages. Delta purchases include purchases of eligible Delta, Delta Connection® carrier and Delta Shuttle® flights made in conjunction with the purchase of a fare eligible for SkyMiles mileage credit. Notwithstanding, these fares do not earn SkyMiles credit for travel. Full Terms:delta.com/memberguide.Additional miles earned on Delta flight purchases made with the card are based on the total fare of the ticket, including the base fare, airline-imposed surcharges, and government-imposed taxes and fees.

⁶1x mile on eligible purchases:Earn 1 mile for every dollar of qualifying purchases loaded onto your card.

Qualifying purchases are purchases of goods and services less returns and other credits. Eligible purchases do NOT include fees or interest, cash advances, traveler's check purchases, gift card purchases, person-to-person transactions, prepaid card purchases or top-ups, or purchases of other cash equivalents. Miles will post to your Delta SkyMiles account 8-12 weeks after the end of each month. To be eligible to receive miles, your card account must not be canceled or overdue at the time of fulfillment.

Merchants are assigned codes based on what they primarily sell. We group certain merchant codes into categories that are eligible for bonus miles. A purchase from a retailer will not earn bonus miles if the retailer code is not included in an award category. You may not earn additional miles if we receive inaccurate information or are unable to identify your purchase as eligible for a reward category. For example, you may not earn bonus miles if: a merchant uses a third party to sell its products or services; or a merchant uses a third party to process or send your transaction to us (e.g. using mobile or wireless card readers); or make a purchase through a third-party payment account or a purchase through a mobile or digital wallet. Additional terms and restrictions may apply.

please visitamericanexpress.com/recompensas-infofor more information on rewards.

⁷Pay with miles

The program is limited to base card holders (not add-on cards). New cardholders are eligible to use Pay with Miles upon receipt of their card. Eligible only on Delta and Delta Connection® flights operated by an airline ticketed withdelta.com. Not available on other codeshare flights. Flights that are eligible for this program will be marked as eligible to be paid for with miles. Mileage redemption must be in 5,000 mile increments, with a minimum of 5,000 miles to redeem, and the number of miles redeemed will be rounded up to the nearest 5,000 mile increments, where applicable. Use your card to pay the remaining fare of the ticket when using Pay with Miles. Five thousand miles is typically worth $50. However, you may receive less value per mile if the cost of a ticket that you wish to fully cover with miles is not a multiple of US$50. Tickets paid for with qualifying miles will accrue miles and qualifying Medallion Dollars for the portion of the base fare and remaining airline-imposed surcharges paid in cash after the miles are applied to the ticket total. Mileage redemption is applied to the base fare and airline-imposed surcharges before taxes and fees are applied. In addition, tickets paid for with qualifying miles are eligible for qualifying Medallion segments and qualifying Medallion miles. Basic Economy fares do not accrue miles or Medallion Status. Full Terms:delta.com/memberguideTickets purchased with miles cannot be combined with other forms of mileage redemption, such as B. award travel tickets, can be combined. Complimentary Medallion upgrades on Pay with Miles tickets are subject to availability and may not be eligible for all flights. With the exception of tickets that are refunded under Delta's risk-free cancellation policy, miles redeemed using Pay with Miles cannot be re-credited to a member's SkyMiles account, even on fully refundable fares. The remaining value of a modified or canceled ticket will be issued as an electronic certificate valid for future Delta purchases. For additional terms, conditions and restrictions, seedelta.com/pagarconmillas.

⁸Monthly charges with Plan It® from American Express

Delta flight purchases costing $100 or more may be eligible for Plan It at checkoutdelta.com. Plan Not available at checkout after first flight purchase for other purchases or upgrades such as: B. Post-purchase seat upgrades. Plan Cannot be used at checkout for Delta Vacations® packages and Delta Sky Club® memberships. Plan Can only be combined with redeeming miles at checkout if the remaining balance on your purchase after redeeming miles is $100 or more. When you pay with Plan It, your Delta Air Lines purchase is automatically enrolled in a payment plan that is subject to a plan fee. The plan fee is a fixed funding fee charged each month that the applicable plan is active. Your plan will usually be set up in your account within 48 hours of purchase, but it can take up to 5 days. If the retailer ships your purchase in multiple separate quantities, multiple plans will be created for your account.

You will be offered 1-3 plan term options at checkout. Plan duration options may vary based on a variety of factors, including purchase amount, account history, and creditworthiness. If you are signed up for an introductory or promotional APR, you may see limited plan duration options during the introductory or promotional period when using Plan It on your account. If you create a plan during an introductory or promotional APR period, your plan set will be based on the introductory or promotional APR as long as the plan is created before 11:59 p.m. M. MST on the last day of the introductory or promotional period. Once a plan is paid for in full, it will be removed from your account in the next billing cycle.

Your ability to use Plan It at checkout depends on a variety of factors, such as: B. your credit rating and credit limit or payment limit over time, where applicable. The pay-over-time limit applies to the sum of your pay-over-time, cash advance, and plan balances. We may not be able to create a plan if it causes you to exceed your payment deadline limit or your plan balance exceeds 95% of your total new account balance on your most recent statement. We cannot create plans if, at the time the plan is requested or the plan is set up in your account, your payment capability is suspended over time or your account is terminated. We are also unable to create plans if, at the time the plan is requested or the plan is set up in your account, one or more of your American Express accounts are enrolled in a payment program and you have a payment that is unpaid or expired is returned.

Plan is available for card accounts issued by a US banking subsidiary of American Express, excluding accounts that do not have a credit limit or Pay On Time feature. Only the base cardholder or authorized account administrators of the account can create a plan. Prepaid cards and products, American Express Corporate Cards, American Express Small Business Cards and American Express cards or account numbers issued by other financial institutions are not eligible.

Learn more about Plan It:americanexpress.com/planit

⁹Rental car loss and damage insurance

Rental car loss and damage insurance is provided by AMEX Assurance Company. Subject to additional conditions and exclusions. For full terms and conditions seeamericanexpress.com/CRLDIterms. If you have a question about a specific vehicle please call us at 1-800-338-1670, if you are international call us at 1-303-273-6497.

¹⁰Global Assist®-Hotline

Although American Express offers the Global Assist® hotline coordination and support services at no additional charge, cardholders are responsible for charges imposed by third-party providers. For full terms and conditions seeamericanexpress.com/GAterms.

¹¹American Express travel insurance

American Express Travel Insurance (Policy AX0126 or Policy AETI-IND) is underwritten by AMEX Assurance Company, Administrative Office, Phoenix AZ. Coverage is determined by the terms, conditions and exclusions of each policy (see above) and is subject to change with notice. This document does not supplement or replace the Policy.

¹²Baggage Insurance

The baggage insurance plan is endorsed by AMEX Assurance Company. Subject to additional conditions and exclusions. For full terms and conditions seeamericanexpress.com/BIPterms. If you have a question about a specific item please call us at 1-800-228-6855, if you are international call us at 1-303-273-6498.